Financial Solutions for You and Your Business

Working closely with your legal and tax advisers, we can help you work towards your business and estate planning goals with solutions that may maximize your personal benefits, provide the tools to recruit and retain employees, protect against the loss of key employees, and create ownership succession strategies.  These solutions can help potentially build your business and transfer wealth to future generations.  Once your customized plan is in place, we continue to support you by conducting annual reviews to ensure that the plan is on track.

Retirement Planning - Qualified plans can help owners and long-term employees build financial independence.  Some examples are 401(k), pension, profit sharing, SIMPLE, and Defined Benefit plans.

Executive Compensation Strategies - We design supplemental pension, deferred compensation, executive bonus, and other retirement and incentive compensation programs.  These programs motivate key people with financial incentives that may enhance job security.

Employee Benefits - We can help you create the employee benefit package that's right for your business, including: disability, long term care insurance, group medical, group dental, employee voluntary plans, and cafeteria plans.

Informational Services - Seminars for you and your employees on their retirement packages.  Also, we offer informational seminars on a variety of financial topics.

Key Person Insurance - The death of a key employee can create serious problems for a business.  We can help you protect against an unfortunate loss.

Business Succession Planning - Our succession strategies can be catered to wealth transfer objectives.  We can provide life insurance funding for a Buy-Sell Agreement to provide for the orderly disposition of a closely held business if an owner dies, becomes disabled, or sells.

For family business owners, we identify alternative strategies to equalize estate assets among all children - whether they're active or inactive in the family business.